Budgeting Archives - Be Passionate and Prosper | Grow Money, Investing, Online Business

How I took my power back with my finances and went from $40k in debt to $1 million a year

Feb 26, 2022

I went from being in debt with school loans to building a business and portfolio of over $1 million dollars. Here’s how I took my power back with my finances. One of the hardest AND yet eye-opening aspects of money management is sitting down to assess what is realllllly going on with YOU and your money. What I discovered about myself when I did this was I had a real spending problem with my credit cards. At the same time,...

11 Habits of Women Who Always Have Money

Jun 19, 2021

A woman who is conscious about spending and making money has made the decision to be aware of her finances and uses tools like budgeting to her advantage. She typically educates herself about money saving methods such as paying off debt, spending wisely, becoming more frugal, and reducing bills. These money conscious women also spend a great deal of time learning how to increase their income through learning to invest, improving their credentials and bettering themselves, and creating passive income...

How to afford a house if you are a first time home buyer

Jun 13, 2021

There are many important steps to buying your own home, and it’s a big decision to make the leap from renting to buying. This article will help you navigate the process and decide whether it makes financial sense for you to buy a house. We are going to cover how to afford a house if you are a first time home buyer. We will also go over how to use a mortgage calculator so you can determine if you can...

Cut one bill and save in an index fund

Jun 7, 2021

At least once a month, we sit down for a “money date” and we scrutinize our income, expenses, and investments. We recently went over our recurring bills and noticed a few that were not even needed! #helloextramoney One in particular was our cable tv bill. We don’t use our cable service as much these days, and really, we get everything we love to watch from internet streaming. So we did the deed, called up the cable company, and made some changes....

Paying Yourself First- How to trick yourself into saving money fast

Feb 8, 2020

If there was just one piece of advice I could hand to you, it would be to start paying yourself first as soon as possible! Probably the most important thing I did to create enough wealth to retire early was I set up my savings on automatic pilot and paid myself first.Before I ever did that though, I used to promise myself to save a particular amount like $100 or $500 a month, but then I would never get around to...

Black Friday Deals for the Blogger, Business Owner, and Budgeter

Nov 29, 2019

For this Black Friday, we are sharing our absolute favorite blogging, business, and budgeting resources that we have been using to make an income as well as save and invest money over the last few years. We use many of these resources daily and have also used them to make a side income in the past. These resources can help you start or grow your blog or online business and also make a full time income. We started a blog...