If you are trying to get approved for a loan because you want to purchase a home or car, check out these simple ways you can improve your credit score easily. There are many factors which go into determining your credit score. Today we are going to talk about some of the easy ways you can improve your credit score without a lot of work on your part. Many people think they don’t have a lot of control over their...
Here is the financial question of the week: Should I use savings to pay off a loan? I always answer these questions with the number one goal in mind of helping you to retire early. That’s what this blog is about. If you want to retire early, you need a plan in place, and then you’ve got to stick to the plan. Each situation is unique, but my experience with paying off loans with your savings is it gets you...
Do you often feel stuck about your money situation? Do you feel like you are living paycheck to paycheck and can never get ahead? You are not alone. According to a study by the Center for Financial Services Innovation, nearly half of Americans say their expenses are equal to or greater than their income. The purpose of this post is to help you make changes with your money mindset and provide you with some strategies and tools to help you...
If you have been feeling the pinch with your money lately, you are not alone. According to a recent study by the Center for Financial Services Innovation, nearly half of the people in America (47%) spent more than or equal to their income in the last 12 months. Despite a fairly strong economy, many people in America are financially struggling. Overspending can create major stress in individuals and families, and most of this stress can be easily alleviated by making...
Are you wanting to learn how to be more frugal and save thousands? If you are feeling like your finances could use a fine tuning, then read on to find out the easiest ways to cut back, live more simply and still enjoy your life. How I Became More Frugal Many people who know me notice that I can be a little “tight” with my money. Sometimes they call me “cheap” and other times they refer to me as frugal....
When I tell people my business paid for college, they usually look at me funny. They ask me how I was able to make enough to pay for school. And then I give them the same plan I’m about to share with you. This was a simple hack I figured out all because I got turned down for college aid. And here is the truth… College can be expensive, and it will never give you real world experience, unless of course...
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