Just a few years ago, my husband and I were in $20,000 of credit card debt with no funds for retirement. We were busy living life, making plans, taking vacations and buying things we thought we needed. Fast forward just 3 years and we are completely out of debt with paid off cars and over $50,000 in our retirement investments. We also bought a home and my husband was able to short sale a home from his previous marriage. Looking...