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Would you quit your 9-5 if you didn’t have to worry about healthcare costs?

Aug 29, 2019

I ask this question because many people I coach say they can’t leave their 9-5 to explore owning their own business or retiring early because they worry about healthcare costs… The reality is, there are many people who want to own their own business, but the one thing holding them back is healthcare. They are scared that their family won’t be protected if they leave the corporate world. Are you trying to make the leap into owning your own business,...

Should I use savings to pay off a loan?

Mar 29, 2019

Here is the financial question of the week: Should I use savings to pay off a loan? I always answer these questions with the number one goal in mind of helping you to retire early. That’s what this blog is about. If you want to retire early, you need a plan in place, and then you’ve got to stick to the plan. Each situation is unique, but my experience with paying off loans with your savings is it gets you...

Declutter Your Finances in Three Easy Steps

Mar 8, 2019

Do you often feel stuck about your money situation? Do you feel like you are living paycheck to paycheck and can never get ahead? You are not alone. According to a study by the Center for Financial Services Innovation, nearly half of Americans say their expenses are equal to or greater than their income. The purpose of this post is to help you make changes with your money mindset and provide you with some strategies and tools to help you...

ABC Budget Worksheet- use it to declutter your spending

Mar 3, 2019

If you have been feeling the pinch with your money lately, you are not alone. According to a recent study by the Center for Financial Services Innovation, nearly half of the people in America (47%) spent more than or equal to their income in the last 12 months. Despite a fairly strong economy, many people in America are financially struggling. Overspending can create major stress in individuals and families, and most of this stress can be easily alleviated by making...

Saving money on home improvement projects top tips

Jan 31, 2019

When it comes to buying a house, you find out fairly quickly that there are additional costs associated with home repairs and home improvement. These projects can add thousands of dollars to the cost of owning a home. If not well planned out, home repairs can mean trouble for your finances. In this post, I’m going to cover some tips when it comes to saving money on home improvement and how you can better plan for home repairs. Recently, my...

How to retire early, invest in index funds

Jan 4, 2019

For those of you who want to reach financial independence early, I highly encourage you to invest in index funds. It’s one of the three ways I was able to retire in my 30’s. The word “retire” for me means being able to do what I want (which now includes helping others achieve their financial goals as well as work on my passion projects). The other two ways I was able to reach financial freedom early on in life was...